Financial Planning

Police Credit financial planning services give you an opportunity to meet one-on-one with a professional planner who will help you prioritise your financial concerns and develop a strategy to meet your financial goals. Police Credit's financial planning service is bound by legislation and a code of ethics and is monitored on a regular basis by both regulatory supervisors and non-government organisations.

Start Planning your Future Today

Now is a good time to begin. Remember that the earlier you start planning your financial future, the more likely you are to achieve your goals.

Qualified and Experienced Planners

Police Credit's skilled and experienced planners will assist you to understand your options, identify strategies and make the investment decisions required to secure your financial future. Whether your goals are long term or short term – for example, saving for a deposit on a house or a self-funded retirement – a good financial plan will help you to achieve those goals sooner. Police Credit's planners will meet with you to discuss your current financial situation, your needs and goals and your approach to risk. Amongst other matters, issues such as security of income, social welfare and Centrelink, ease of portfolio management and flexibility of operation will all be considered. They will then draw up a financial plan that centres on your individual needs.

Professional Advice When You Need It

Police Credit offers you and your family confidential and comprehensive advice on investment strategies that can help you reach your financial goals. We encourage you to compare our advice with alternative recommendations before purchasing any recommended financial product. Sound financial advice is essential when planning your future. With the trend toward self-funded retirement and a wide range of financial products on the market, you may benefit significantly from professional advice.

Invest With Confidence

Police Credit is an Australian Financial Services Licensee and is monitored on a regular basis by both government and non-government organisations. Police Credit's financial planners are representatives of Police Credit, and are members of the Financial Planning Association of Australia.

A Range Of Financial Planning Services

Police Credit's  financial planners will assist you with information and/or advice on:

 Tax efficient investment strategies

 Understanding relevant legislation and its impact

 Managed investment funds

 Superannuation

 Government debentures, stocks or bonds

 Retirement savings accounts 

 Personal risk insurance needs 

 Estate planning 

 Regular reviews

Ongoing Support and Advice

Police Credit offers a range of service packages to suit your needs.

The choices available include:

Silver

This Service level will provide for general administration of your investment fund.

We suggest this is most suitable for clients with investments up to $100,000.
Minimum of two investment statements per annum. Cost: $27.50 per month ($330.00 per annum).

Gold

This Service level will provide for the general administration of your investment fund and for:

 Half yearly rebalancing of your portfolio to benchmark asset allocations; and

 Advice and facilitation of any changes to fund manager selections.

We suggest this will be most suitable for clients with investments between $100,000 and $400,000.
Minimum of two investment statements per annum. Cost: $91.30 per month ($1,095.60 per annum).

Platinum

This Service level will provide for general administration of your investment fund as well as:

 Half yearly rebalancing of your portfolio to benchmark asset allocations;

 Advice and facilitation of any changes to fund manager selections;

 Invitations to relevant information seminars/dinners; and

 Regular investment updates and newsletters (mail and/or electronic)

We suggest this will be most suitable for clients with investments in excess of $400,000.
Minimum of two investment statements per year. Cost: $182.60 per month ($2,191.20 per annum).

Together, you and your financial planner can choose the best level of service to suit your financial plans.