Financial Planning
Police Credit financial planning services give you an opportunity to meet one-on-one with a professional planner who will help you prioritise your financial concerns and develop a strategy to meet your financial goals. Police Credit's financial planning service is bound by legislation and a code of ethics and is monitored on a regular basis by both regulatory supervisors and non-government organisations.
Start Planning your Future Today
Now is a good time to begin. Remember that the earlier you start planning your financial future, the more likely you are to achieve your goals.
Qualified and Experienced Planners
Police Credit's skilled and experienced planners will assist you to understand your options, identify strategies and make the investment decisions required to secure your financial future. Whether your goals are long term or short term – for example, saving for a deposit on a house or a self-funded retirement – a good financial plan will help you to achieve those goals sooner. Police Credit's planners will meet with you to discuss your current financial situation, your needs and goals and your approach to risk. Amongst other matters, issues such as security of income, social welfare and Centrelink, ease of portfolio management and flexibility of operation will all be considered. They will then draw up a financial plan that centres on your individual needs.
Professional Advice When You Need It
Police Credit offers you and your family confidential and comprehensive advice on investment strategies that can help you reach your financial goals. We encourage you to compare our advice with alternative recommendations before purchasing any recommended financial product. Sound financial advice is essential when planning your future. With the trend toward self-funded retirement and a wide range of financial products on the market, you may benefit significantly from professional advice.
Invest With Confidence
Police Credit is an Australian Financial Services Licensee and is monitored on a regular basis by both government and non-government organisations. Police Credit's financial planners are representatives of Police Credit, and are members of the Financial Planning Association of Australia.
A Range Of Financial Planning Services
Police Credit's financial planners will assist you with information and/or advice on:
Tax efficient investment strategies
Understanding relevant legislation and its impact
Managed investment funds
Superannuation
Government debentures, stocks or bonds
Retirement savings accounts
Personal risk insurance needs
Estate planning
Regular reviews
Ongoing Support and Advice
Police Credit offers a range of service packages to suit your needs.
The choices available include:
Silver
This Service level will provide for general administration of your investment fund.
We suggest this is most suitable for clients with investments up to $100,000. Minimum of two investment statements per annum. Cost: $27.50 per month ($330.00 per annum).
Gold
This Service level will provide for the general administration of your investment fund and for:
Half yearly rebalancing of your portfolio to benchmark asset allocations; and
Advice and facilitation of any changes to fund manager selections.
We suggest this will be most suitable for clients with investments between $100,000 and $400,000. Minimum of two investment statements per annum. Cost: $91.30 per month ($1,095.60 per annum).
Platinum
This Service level will provide for general administration of your investment fund as well as:
Half yearly rebalancing of your portfolio to benchmark asset allocations;
Advice and facilitation of any changes to fund manager selections;
Invitations to relevant information seminars/dinners; and
Regular investment updates and newsletters (mail and/or electronic)
We suggest this will be most suitable for clients with investments in excess of $400,000. Minimum of two investment statements per year. Cost: $182.60 per month ($2,191.20 per annum).
Together, you and your financial planner can choose the best level of service to suit your financial plans.
Our planners are members of the Financial Planning Association of Australia and are representatives of the Police Association Credit Co-operative Limited. This advice has been prepared without taking account of your objectives, financial situation or needs. Before acting on the advice you should consider whether the advice is appropriate for you. Before you make any decision to acquire any product or service, you should obtain and consider the relevant Product Disclosure Statement for any financial planning product, available on application or request from Police Credit's Financial Planning Department at 121 Cardigan Street Carlton or by calling 13 63 73.
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