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Superannuation and retirement planning
Research suggests that most Australians will not have enough to fund the type of lifestyle they want in retirement. Is that you?
The benefits of superannuation for Australians is that the government provides tax incentives to encourage saving for retirement. These tax benefits can help your retirement savings grow.
Generally, the earlier you can start contributing to super the better, but some start thinking of it when retirement is fast approaching. Then there are the tough questions. Which fund should I be in? What investment option is best for me? Will I have enough at retirement?
Whatever stage of life you are at, PC financial planners can provide you with strategies to help build your superannuation savings and effectively fund your lifestyle in retirement. |
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ESS Super and Defined Benefit funds
With many years of experience assisting emergency services personnel with their financial affairs, the PC Planning team has an in-depth knowledge of the ESS super fund, the Victoria Police Defined Benefit super fund and a full range of other funds, including those relevant to government departments and agencies.
SuperFutureTM – Police Credit’s super fund
Over recent years, Police Credit has provided members with a secure environment for superannuation savings through the SuperFuture Retirement Savings Account and the SuperFuture income streams.
 More information
Member Wealth Maximiser
Recent events have highlighted the fact that the value of our superannuation can be affected by economic events, both at home and abroad.
Most super funds don’t provide a reasonable level of flexibility for investors to protect their money in a downward trending market or take advantage of markets that are moving upward.
The Member Wealth Maximiser is a strategy that offers, through sound financial advice, an opportunity to add flexibility to the way your retirement savings are invested.
More information
Call PC Planning on 13 63 73, press 5 or email pcplanning@policecredit.com.au
Our financial planners are representatives of Police Association Credit Co-operative Limited ABN 33 087 651 661 AFSL 240293 (Police Credit). PC Planning is a registered business name and SuperFuture a registered trademark No. 83110 of Police Credit. This advice has been prepared without taking account of your objectives, financial situation or needs. Because of this, before acting on the advice you should consider whether the advice is appropriate for you. Before you make any decision to acquire any financial planning product or service, you should obtain and consider the relevant Product Disclosure Statement, available on application or request from PC Planning at 121 Cardigan St Carlton or by calling 13 63 73. Police Credit and our financial planners are members of the Financial Planning Association of Australia.
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