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Transition to retirement income stream
When you turn 55, you may be able to access your superannuation entitlements in the form of regular payments – even if you’re still working.
This allows you to work fewer hours and receive the same take home pay. Or you can work the same hours and salary sacrifice part of your income, replacing it with a more tax effective income stream. This means you’ll end up with more super!
Features:
 Low risk, capital guaranteed
Free of entry fees or administration fees
Regular and tax effective income stream
Receive income payments monthly, quarterly, half-yearly or annually
No earnings tax on interest
Tax rebate available from 55 years of age
Tax free from 60 years of age
Nominate a reversionary beneficiary to receive income payments
Continue to make contributions to your super through salary sacrifice
For futher information, download the SuperFutureTM RSA Product Disclosure Statement (PDS).
Call PC Planning on 13 63 73, press 5 or email pcplanning@policecredit.com.au
SuperFuture is the exclusive registered trademark of Police Association Credit Co-operative Limited ABN 33 087 651 661. This advice is general, so it may not be right for you. This advice has been prepared without taking account of your objectives, financial situation or needs. Before acting on the advice you should consider whether the advice is appropriate for you. Before you make any decision to acquire this RSA product you should obtain and consider the relevant Product Disclosure Statement (PDS) available from 121 Cardigan Street Carlton or by calling 13 63 73.
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