Plan for your Christmas spending in advance – the sooner you start saving the more you will have to spend on gifts, holidays and entertainment in December. A Christmas Club account allows you to save and earn higher interest while specifically targeting your access to the account.
No minimum balance required
Join at any time of the year
Deposit at any PC branch via Rapid Response, pc.easynet or direct credit from your account or salary
Access to funds between 1 November and 31 January via Rapid Response or pc.easynet
Interest credited to the account on 30 April and 31 October
pc.easynet online banking provides fast and convenient access to your accounts 24 hours a day, 7 days a week. With pc.easynet, you can view all your account details, transfer your funds online, create a list of personal payees, create, alter or cancel regular payments, make BPAY® payments and even apply for a PC loan.
Rapid Response telephone banking allows you to carry out transactions on your PC accounts by telephone. There are no transaction costs and the service is available 24 hours a day, 7 days a week. You can check account balances, transfer funds, make BPAY payments, and obtain account statements and transaction lists.
BPAY bill paying facility allows you to pay your bills more conveniently to over 10,000 organisations. BPAY is available through both pc.easynet and Rapid Response, allowing you to pay as many bills as you like 24 hours a day, 7 days a week.
BPAYView® allows you to receive and manage your bills through online banking, without relying on paper. You can access your bills anywhere in the world 24 hours a day, 7 days a week, record due dates and pay each bill at the time you nominate, and make instant payments or schedule payments for a later date.
Regular Payments allow you to arrange the automated payment of your regular bills (eg rent, insurances, loan repayments and credit cards). Regular payments can be created, altered or cancelled through pc.easynet.
Direct Debits and Credits enable you, after making arrangements directly with your supplier, to pay your bills automatically from your nominated account. All you have to do is arrange the direct debit or credit with the supplier, and all transactions will be recorded on your account statement.
Deposits into Police Credit accounts can be made at any PC branch Monday to Friday, 9am-5pm, at PC easy cheque deposit boxes, through direct crediting of your salary or by mail (no cash). Deposits can also be made at any Westpac branch throughout Australia with a PC deposit book.
Withdrawals from this account normally occur from 1 November to 31 January. To withdraw full or partial funds early, you will need to visit a PC branch or contact us in writing, stating the amount required and preferred payment method. If the account is held in joint names, all parties are to sign the request. No fee is charged for early withdrawal of funds.