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EzePac is the switched on way to bank


Everyday banking shouldn't be complicated, so we've made it easy. EzePac is an all-in-one package, which is designed for everyday banking and saving. Whether you do your banking online, by telephone or even by mobile phone banking, EzePac can meet your needs. Enjoy the added flexibility and convenience of a transaction account while earning a competitive interest rate on your savings. It's simple!


Enjoy Two Accounts In One

PC EzePay is an everyday transaction account where you deposit your pay and pay your bills electronically, saving you time and effort. 
PC EzeSaver is a savings account where you can receive a higher interest rate and bonus interest if you don't make any withdrawals in a month, helping you save faster.

The two accounts are directly linked, so you can move your money between your accounts via online, mobile phone or telephone banking. It's that easy.


FEATURES AT A GLANCE

PC EzePay
An everyday transaction account

Unlimited free cash and cheque deposits at a PC branch
Free ATM1 transactions for withdrawals of $150 or more (Australia wide)
Unlimited free EFTPOS transactions
4 free PC branch withdrawals per calendar month
No monthly account fees
Optional cheque book facility

 

PC EzeSaver
A high interest savings account

High interest from first $1
High monthly interest rate
Bonus interest rate of 0.25%p.a. if no withdrawals made within a month
Direct transfers from PC EzePay 24/7 via online, telephone and mobile phone banking

Use the PayAnyone – Mobile Email2 feature on mobile banking to send funds by providing the recipient’s mobile phone number or email address.


Other things you need to know

Members under 18 years will not be charged any transaction fees (dishonour fees and service charges are excepted).
If you withdraw $150 or more at an ATM, we will rebate all ATM operator fees within Australia1.
Use the PayAnyone – Mobile Email2 feature on mobile banking to send funds by providing the recipient’s mobile phone number or email address.
EzePac is designed to be a sustainable electronic banking package. Any over the phone operator-assisted transactions, or in-branch transactions requiring teller services will incur a $2 fee (excludes general enquiries, cash and cheque deposits).
Optional cheque book facility is available upon your request. All cheque withdrawals will incur $1 fee.
Visa over the counter cash advances (including overseas ATMs) will incur a $4 fee.
A combined electronic monthly statement will be made available for EzePac, detailing both PC EzePay and PC EzeSaver.
If EzePac does not meet your banking needs please talk to us about our range of other customised options to choose from.

For more information, please refer to the FAQs or call Member Response
on 13 63 73 option 3.


Tips on how to make the most of EzePac


Be switched on and make the most of an EzePac account. Simply follow our handy hints guide.


Avoid Paying Fees


Get into the habit of withdrawing $150 or more at any ATM machine Australia-wide and pay no fees!
Need to withdraw less than $150? Easy – use any EFTPOS machine as it's FREE.

Saving made easy


Deposit all of your pay into your PC EzePay account and enjoy the convenience of an all in one package.
Be a savvy saver and set up an Automatic Savings Plan. All you need to do is set up a Regular Payment from your PC EzePay to your PC EzeSaver account and simply watch your savings grow. Plus you can earn bonus interest of 0.25%pa if you make no withdrawals within a month.
Do you have extra savings elsewhere? Make your money work harder for you and transfer any additional savings over to your PC EzeSaver account to help you earn high interest on your entire balance.

Smart banking


Branchless or electronic banking has never been easier! When you are out and about, use Mobile Banking as another way to access pc.easynet. You can view your transaction history, transact or transfer funds from your PC EzePay to your PC EzeSaver instantaneously.
Paying bills is simple when you use BPAY®. You can also set up a regular payment from your PC EzePay account to ensure your bills are paid automatically and on time.

HOW TO APPLY

New Members: 3 easy ways!

Apply online

Download and complete our Application for Membership and Services Form and return it via mail to: Reply Paid 669, Police Credit, PO Box 669, Carlton South, VIC 3053

Visit any of our PC branches


Existing members:
Contact Member Response on 13 63 73 option 3 and one of our friendly Member Response Consultants can assist you with your application

Visit any of our PC branches



1. ATM transactions less than $150 will incur a transaction fee. Transactions at Westpac/Bank of Melbourne/St.George/BankSA ATMs will be charged at $1.80 per transaction. All other ATM transactions will incur an ATM operator fee.

2. Members get 5 free PayAnyone Mobile Email transactions per month. There is a charge of $0.20 per transaction in excess of 5 per calendar month. Note: For joint account holders the transaction is counted against the limit of the Primary Account Holder.