Little Copper Club AccountThis savings account, for PC members under the age of 18, offers a higher rate of interest while still catering for some day to day needs. There is no minimum balance required and interest is credited to the account on 30 June and 31 December.
Features No minimum balance or deposit
No account keeping, management or annual fees Higher rate of interest than that applied to most savings accounts Competitions in PC News, with great prizes Free policeman reusable moneybox Savings rewards, such as education grants and achievement awards Use the PayAnyone – Mobile Email1 feature on mobile banking to send funds by providing the recipient’s mobile phone number or email address. Own branch access for withdrawals and deposits Direct credits and debits to and from the account
Services provided with this account
pc.easynet online banking and mobile banking provides fast and convenient access to your accounts 24 hours a day, 7 days a week. With pc.easynet, you can view all your account details, transfer your funds online, create a list of personal payees, create, alter or cancel regular payments, make BPAY® payments and even apply for a PC loan. Rapid Response telephone banking allows you to carry out transactions on your PC accounts by telephone. There are no transaction costs and the service is available 24 hours a day, 7 days a week. You can check account balances, transfer funds, make BPAY payments, and obtain account statements and transaction lists. Deposits into Police Credit accounts can be made at any PC branch Monday to Friday, 9am-5pm, at PC easy cheque deposit boxes, through direct crediting of your salary or by mail (no cash). Deposits can also be made at any Westpac branch throughout Australia with a PC deposit book. Annual savings achievement awards$1,000 Education Grant
Education is an important part of every young person’s upbringing and the cost of school fees, uniforms, books and stationery can easily add up to a substantial amount. That’s why Police Credit offers an annual Education Grant to help
fund student’s education expenses. Entry to Police Credit’s $1,000 Education Grant is automatic and open to all Little Copper Club members with a minimum of $250 in their S3 accounts at the end of June each year. The winner will be notified by telephone or mail. Savings achievement awards
Our annual savings achievement awards are another way that we encourage our Little Copper Club members to save. Little Copper Club S3 balances are assessed on 1 December each year and you will automatically be entered into a draw to win a prize according to the balance in your account. Interest is calculated on daily balance and credited 31 May and 30 November. Follow the links below for further information on this product. Part 1: At-Call Savings Account Part 2: Fees & Charges Part 3: Interest Rates General Information, Terms and Conditions Financial Services Guide
For more information call Member Response on 13 63 73
1. Members get 5 free PayAnyone Mobile Email transactions per month. There is a charge of $0.20 per transaction in excess of 5 per calendar month. Note: For joint account holders the transaction is counted against the limit of the Primary Account Holder. Members under 18 years and full time students and apprentices will not incur any transaction fees (dishonour fees and service charges excepted).
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