PC Visa Credit Gold $50 annual fee
Ongoing interest rate of 16.95%pa Interest free period of up to 55 days on purchases Credit limit between $5,000 and $30,000 Free PC Cash Back Rewards program and earn whenever you spend Free purchase protection: items purchased on your PC Visa Gold credit card are automatically covered against breakage, theft or loss for 90 days from date of purchase Free international travel insurance for you, your spouse and dependant children Convenient balance transfer – take advantage of our competitive interest rate and consolidate your cards so that you make only one monthly payment 24 hour access through pc.easynet and Rapid Response
* Balance transfer option is limited to two credit cards per PC Visa credit card account.
PC Visa Credit Card limit increase/decrease
If you wish to increase or decrease the limit of your existing PC Credit Card, you may do one of the following:
Complete our credit limit application form and post to Police Credit. (Prior to completing this form, you must read our PC Visa Credit Card Terms and Conditions of Use) Call Police Credit on 13 63 73 and speak to our Member Response staff. Visit a Police Credit branch to ask personally about your credit card limit.
Additonal Cardholder / Balance Transfer Requests
If you wish to name an additional card holder for your PC Credit Card, or wish to transfer your existing credit card balance to your PC Visa Credit Card, you may do one of the following:
Complete our Additional Cardholder / Balance Transfer Request form and post to Police Credit. (Prior to completing this form, you must read our PC Visa Credit Card Terms and Conditions of Use) Call Police Credit on 13 63 73 and speak to our Member Response staff. Visit a Police Credit branch to ask personally about your credit card limit.
AIG Gold Card insurance
If you wish to apply for Gold Card Insurance from AIG Australia, please read the following Conditions Of Use and call Police Credit on 13 63 7
Great rates
Police Credit offers competitive rates for both the PC Visa Credit Silver and PC Visa Credit Gold cards. You can take advantage of the introductory fixed rate of just 7.99%pa, available for the first six months, reverting to the ongoing PC Visa credit card variable interest rate
PC Cash Back Rewards program
PC Visa Gold credit card members can also take advantage of the PC Cash Back Rewards program. For every $250 you spend using your PC Visa Gold credit card, you will automatically receive $1.
The PC Cash Back Rewards program gives you the freedom to spend your reward dollars the way you want – no more unavailable flights or products you’ll never use.
Best of all, there is no need to worry about remembering to swipe a loyalty card – your dollars will be automatically credited to your PC Visa Credit Gold card on 1 December each year. So use your PC Visa Credit Gold card to purchase groceries or pay bills (including BPAY) – the more you use your PC Visa Credit Gold card, the more you can reward yourself.*
* Up to the maximum spend of $5,000 per calendar month.
Free international travel insurance
Covering you, your spouse and dependant children, complimentary international travel insurance is available when you purchase, in full, your overseas travel tickets with your PC Visa Credit Gold card.
The policy offers four types of insurance in one: overseas travel insurance, including cancellation, overseas medical expenses, unexpected travel and accommodation expenses, travel delay, loss or damage to personal items, missed connections and more extended warranty insurance that gives an additional 12 months cover on warranties for goods purchased purchase security insurance covers defined events for 90 days from purchase of certain goods transport accident insurance provides accidental death and injury cover for cardholders who sustain an injury during travel.
Has your card or PIN record been lost or stolen? Has your PIN become known to someone else? contact us NOW
Repayment options
Payments on your PC credit cards can be made through:
pc.easynet or Rapid Response automatic transfer from PC accounts mail (by cheque) any PC branch direct credit via salary credit or transfer from other financial institution regular payments.
Additional cards
As a PC credit card holder, you can apply to have an additional card issued to someone else (who must, by law, be over the age of 15). Before doing this, make sure that you trust the person to use the card responsibly. Remember that you will be liable for all the transactions that this person carries out. You are always free to cancel an additional card by giving us written notice. Search our frequently asked questions to find the answer you are looking for. Complete our online feedback form so that we can find the best way to help you.
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