PC Visa Credit Silver
 Introductory fixed rate of 6.99%pa* (available for the first six months)
No annual fee
Ongoing interest rate of 11.95%pa
Interest free period of up to 44 days on purchases
Credit limit between $1,000 and $10,000
Convenient balance transfer – take advantage of our competitive interest rate and consolidate your cards so that you make only one monthly payment*
24 hour access through pc.easynet and Rapid Response
Safer, more secure online shopping with Verified by Visa.
*Balance transfer option is limited to two credit cards per PC Visa credit card account.
PC Visa Credit Card limit increase/decrease
If you wish to increase or decrease the limit of your existing PC Credit Card, you may do one of the following:
Complete our credit limit application form and post to Police Credit.
(Prior to completing this form, you must read our PC Visa Credit Card Terms and Conditions of Use)
Call Police Credit on 13 63 73 and speak to our Member Response staff.
Visit a Police Credit branch to ask personally about your credit card limit.
Additional Cardholder/Balance Transfer Requests
If you wish to name an additional card holder for your PC Credit Card, or wish to transfer your existing credit card balance to your PC Visa Credit Card, you may do one of the following:
Complete our Additional Cardholder / Balance Transfer Request form and post to Police Credit.
(Prior to completing this form, you must read our PC Visa Credit Card Terms and Conditions of Use)
Call Police Credit on 13 63 73 and speak to our Member Response staff.
Visit a Police Credit branch to ask personally about your additional card or balance transfer request.
Great rates
Police Credit offers competitive rates for both the PC Visa Credit Silver and PC Visa Credit Gold cards. You can take advantage of the introductory fixed rate of just 6.99%pa, available for the first six months reverting to the ongoing PC Visa credit card variable interest rate.
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Repayment options
Payments on your PC credit cards can be made through:
pc.easynet or Rapid Response
automatic transfer from PC accounts
mail (by cheque)
any PC branch
direct credit via salary credit or transfer from other financial institution
regular payments.
Additional cards
As a PC credit card holder, you can apply to have an additional card issued to someone else (who must, by law, be over the age of 15). Before doing this, make sure that you trust the person to use the card responsibly. Remember that you will be liable for all the transactions that this person carries out. You are always free to cancel an additional card by giving us written notice.
Search our frequently asked questions to find the answer you are looking for.
Complete our online feedback form so that we can find the best way to help you.
*Interest rates quoted are current at the time of publication and subject to change. Fees and Charges apply. Information on Terms & Conditions / Fees & Charges applying to our products and services is available upon application or request. Before you make any decision to acquire any non-cash payment product or insurance product or service you should obtain and consider the relevant Product Disclosure Statement available from any branch of Police Credit or by calling 13 63 73. Police Credit provides the Essential Cover Line of Credit general insurance product as an agent Swann Insurance (Aust) Pty Ltd ABN 80 000 886 680 AFSL 238292. Police Credit through Indue Limited ABN 97 087 822 464 has obtained Gold Overseas Travel Insurance Purchase Protection Insurance and Extended Warranty Insurance under master policies issued by American Home Insurance Company ABN 67 007 483 267 AFSL 230903 trading as AIG Australia.
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