Build or renovate

Planning to build or renovate your home? Our home loan options allow you access to additional funds, including the equity you already have in your home, when you need it.

Home improvements

Home improvements can include anything from replacing the carpet or appliances, to major renovations such as adding a room, decking or a garage. A PC loan for home improvement allows you to take advantage of the equity you already have in your property. Borrowing money to improve the quality and appeal of your home means that in almost all cases you'll be increasing its value. So why not use your equity to get what you need?

Building your home

You can choose from a range of PC home loan options if you employ a registered builder to build your home. As with every mortgage lender, we fund our home building loans progressively. This protects you, as your builder isn't paid until work is satisfactorily completed at each stage. Remember that our home loan consultants will be there to help you every step of the way.

Insure your home
Free no-obligation quotes on pay-by-the-month insurance (with option of 90 days free building insurance cover during settlement period).

Popular home loan options for building and renovating

• WealthBuilder$ – PC Equity Loan Package
  
• PC Standard Variable Loan

Compare all PC home loans

Tips

Don't forget to consider the following:

1. Update your existing home and contents insurance policy so that you're fully covered. For example, if you've changed address, you'll need to notify your insurance provider.
   
   
2. Take out loan protection insurance – a simple way to ensure your loan repayments are made if something happens to you (eg: if you're injured in an accident, if you get sick and can't work, or in the event of death).