PC home loans frequently asked questions

Can I apply for a loan online?

Yes, Police Credit has an online loan application service, pc.easyloans. In fact, we encourage you to apply online because it is the fastest and most effective way to apply for your loan. All you have to do to use pc.easyloans is log on to pc.easynet, our online banking service, and click on pc.easyloans in the Welcome Page. You will then be provided with steps on how to proceed. 
 

How do I apply for a Home Loan product?

Police Credit offers a range of Home Loan options to suit all your needs. Our friendly and experienced home loan consultants will talk with you about your particular requirements, help you choose a realistic loan that suits your budget and assist you throughout the home loan process. To apply for a Home Loan, you may choose from the following:

 Call Police Credit on 13 63 73 to discuss your options

 Apply online with pc.easyloans

 Visit one of our Branch Locations and talk to a Home Loan consultant

How does an Australian Seniors Finance Lifetime Loan work?

Police Credit offers members a reverse mortgage product through the Australian Seniors Finance (ASF) Lifetime Loan. A reverse mortgage allows you to borrow against the value of your home to supplement your income during retirement. Rather than you having to repay money each month, the lender pays you, either in a lump sum or with regular payments.
 
You can voluntarily pay out the loan at any time. Otherwise, there is nothing to pay until you move out of your home or sell your home, or after the death of you and your surviving nominated partner.
 

How much money can I borrow?

You will be able to discuss this with your Home Loan consultant if you visit a Police Credit Branch, however you may find out how much you can borrow with our Borrowing Power Calculator. Also look at our other Financial Calculators to help with your budget.
 

What is a Top Up Loan?

Police Credit’s Top Up Loan allows you to turn the equity in your home or investment property into a ready source of funds for any financial purpose. It can be used to make wise investments, or for purchases such as travel, whitegoods or furniture products, and even shares.

Before making a decision, speak to one of our experienced Financial Planners by calling 13 61 71 and following the prompts.