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PC Premium Home Package
The offer Move your home or investment loan to Police Credit and enjoy all the benefits our new PC Premium Home Package has to offer. With a PC Premium Home Package, you will receive great discounts on your home/investment loan, lower insurance premiums,higher interest on your term deposits and a whole range of other benefits. You can take advantage of the PC Premium Home Package by taking out a new PC home loan or moving your existing home loan to Police Credit today. Utilise your loan with your PC savings or credit card account and pay an annual fee of just $375. And when you apply, the benefits start straight away#.
Benefits Discounted interest rates on your home/investment loan account (up to 0.40% on a PC Standard Variable home loan)#
Waived annual fee on PC Visa Gold credit card, allowing you to enjoy your Cash Back Rewards Insurance benefits, including 10% discount on new insurance premiums A free initial financial planning consultation and personal risk assessment Additional interest on term deposit rates# Other loan benefits
Tailor the package to your needsAt Police Credit, we understand that your financial needs change. So we’ve ensured that your PC Premium Home Package can change along with you, according to your requirements. For example, throughout the life of your package you can switch from a variable to fixed home loans, with no switching fee^. Or you can even change your loan type from a Standard Variable to Line of Credit with no switching fee!
Apply
Eligibility:
| A new PC home or investment loan, or | | An existing PC home loan or investment loan who wishes to upgrade to a PC Premium Package. | For new PC Premium Package member’s, discounts will be applied to eligible loans and will be based on the level of total borrowings.
Note: There is no minimum total home loan amount, however standard minimum loan amounts per loan type apply. | | And a PC at-call (transaction) or credit card account. |
Cost: The PC Premium Home Package annual fee is $375 per year.
Terms and Conditions
PC Home Loan application
Download Brochure |  |
You can apply for the PC Premium Home Package by visiting a PC branch or by calling PC Home Loan Centre on 13 63 73 & press 4.
#Benefits cannot be applied to products with fixed interest rate periods until the current period is rolled over.
*Standard minimum loan amounts per loan type apply
^Standard early repayment and other break cost may apply.
Please refer to our Fees and Charges brochure. Fees and charges apply. Information on terms and conditions, interest rates and fees and charges applying to our products and services is available on application or request. Applications for credit are subject to Police Credit’s credit approval criteria. Account holders must be over 18 years of age. Before acting on the advice you should consider whether the advice is appropriate for you. Before you make any decision to acquire any non-basic deposit and related non-cash payment, general insurance or financial planning product or service you should obtain and consider the relevant Product Disclosure Statement (PDS) available from any branch of Police Credit (financial planning product or service PDS available from PC Planning at 121 Cardigan Street, Carlton) or by calling 13 63 73. Police Credit through Indue Limited ABN 97 087 822 464 has obtained Gold Overseas Travel Insurance, Purchase Protection Insurance and Extended Warranty Insurance under Master Policies issued by American Home Assurance Company ABN 67 007 483 267, AFSL 230903, trading as AIA Australia. The terms, conditions and exclusions of PC Gold Overseas Travel Insurance, Purchase Protection Insurance and Extended Warranty Insurance are available from Police Credit by visiting a branch or calling 13 63 73. Police Credit acts as an agent for Swann Insurance (Aust) Pty Ltd ABN 80 000 886680 AFSL 238292 in issuing consumer credit insurance. A Product Disclosure Statement and Insurance Policy (PDS) is available from Police Credit. Please refer to the PDS in deciding whether the consumer credit insurance product is appropriate for you. This advice has been prepared without taking account of your objectives, financial situation or needs. Police Credit provides general insurance products as an agent for Allianz Australia Limited ABN 15 000 122 850 AFSL 234708, CGU Insurance Limited ABN 27 004 478 371 AFSL 238291 and Swann Insurance (Aust.) Pty Ltd ABN 80 000 886 680 AFSL 238292. Our financial planners are representatives of Police Credit and members of the Financial Planning Association of Australia. Full PC Premium Home Package terms and conditions will be included in any Package offer. PC Planning is a registered business name of Police Association Credit Co-operative Limited ABN 33 087 651 661 AFSL 240293.
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