Allianz LifeCover Plus Insurance
Allianz LifeCover Plus, an insurance policy that is designed to help protect your family's way of life if the unexpected occurs, is now available to PC members.
How much cover is required?
When deciding how much cover is required, it is important to consider every aspect of life. The amount of cover required depends on individual needs and circumstances.
These may include but are not necessarily limited to the following factors:
 Whether you are single or married;
Whether you have dependants such as children;
Financial obligations such as a mortgage; school fees or personal loans;
Current and accessible income, assets and any savings that you have; and
Your lifestyle and how much money would be needed to maintain this lifestyle (i.e. ongoing living expenses).
It is important to think about these and any other relevant factors when choosing your cover, to make sure it suits your needs.
Features of Allianz LifeCover Plus Insurance
Life cover up to $1.5 million*
Critical Illness cover up to $500,000*
Permanently Unable to Work cover up to $1.5 million*
Immediate assessment process
No medical check-ups required to apply for cover
Competitively priced premiums
30 day cooling off period
24 hour world wide cover (but you must be an Australian resident residing in Australia at the time of application to apply for cover)
Inflation proofing
Guaranteed renewable contracts
No automatic exclusions for pre-existing conditions will be applied to your policy.
It is important to read the Product Disclosure Statement for full information about this product.
Apply online for Allianz LifeCover Plus Insurance
*Maximum cover amounts depend on your age at application
Allianz LifeCover Plus Insurance is underwritten by Allianz Australia Life Insurance Limited (Allianz Life) ABN 27 076 033 782 AFS Licence No. 296559. Police Credit ABN 33 087 651 661 AFSL 240293 acts under a referral basis as an agent for Allianz not as your agent. Police Credit receives a commission on this insurance product as a percentage of the premium paid for each policy as a percentage ranging from 10% to 20%. A Product Disclosure Statement and Policy Document (PDS) for insurance products can be requested by calling Allianz on 1300 362 108 between Mon – Fri 8am – 7pm or available on this website - click here. Police Credit is providing information only and not recommending or expressing an opinion about Allianz LifeCover Plus. Any information here is not advice and does not take into consideration your objectives, financial situation or needs, which you should consider before deciding whether to acquire any product. You should also read and consider the PDS before deciding whether to acquire any product mentioned.
|