Switch to PC and save

Consolidating your accounts with Police Credit will help you to minimise your fees and manage your finances more effectively.

By having your pay directly deposited into your PC account you will avoid the account keeping and annual fees that can often be associated with day to day banking at other financial institutions.

Moving or increasing the amount of salary you send to your PC accounts is easy. If you are not already a member, you must first become a member if you are eligible.

Follow our step-by-step process for a smooth transition.
 

1. Deposit your pay and income

Complete the Police Credit Salary Direct Credit form and send to your employer’s payroll officer, or
Contact your employer’s payroll officer directly and provide the BSB 704 230 and your account number (nine-digit number – refer to your latest PC statement).
 

2. Transfer your regular payments to your nominated PC account

You can request a list of your regular payments from your previous financial institution or check your statements.  We recommend checking your transaction accounts for the last 13 months to ensure you cover annual repayments. This is a great opportunity to use our budget calculator

 
3. Re-establish the payments with your new PC account.

Now you are ready to contact all the organisations that make regular credits and debits to your account and ask them to change to your PC account.

For assistance in completing this you can use this suggested “Direct Debit letter" or a “Direct Credit letter”
Set up your new regular payments with PC via pc.easynet or by calling Member Response, visiting a branch or by completing a regular payment authority form.

Or to change your existing direct debits so they are deducted from your PC account, provide our BSB (704 230) and your account number (nine-digit number – refer to your latest PC statement or visit pc.easynet and view your eStatements. See above picture).

 
Choose regular payments

Police Credit has a range of payment and transaction options to make your day-to-day budgeting easier and more cost-effective.
 

Benefits of using regular payments

 Less risk of incurring a dishonour fee (if unsuccessful we will try to effect your payment on 3 consecutive business days to allow for unforeseen delays)

 Track past and future repayments via pc.easynet or Rapid Response 

 Choose from payment options including BPAY, direct credit (other financial institutions) and internal transfers 

 Avoid cost and time delays associated with cheques, money transfers and mail 

 Quick and easy – they can be set up as one-off, at a regular frequency and can coincide with your payday

 
4. Close your old account

If applicable, close your accounts with other financial institutions once all your regular payments have been cancelled. You can use this suggested Close old financial institution letter.

Download a Switch to PC if you need any assistance to switch to PC call Member Response 13 63 73 & press 3

 
To switch from Police Credit

You can visit a branch or call Member Response on 13 63 73 & press 3 to request a list of your regular payments. This will be with you within five business days